Benefits

We all know the merits of saving money, either for something specific or for that “rainy day”. But saving money with Naas Credit Union means you also become a member of a highly successful co-operative. You are not just another customer.

Each and every €1 you save is equivalent to 1 share in the Credit Union. If you begin to save regularly it won’t be long before you build up a healthy balance.

Some of the many benefits of saving with Naas Credit Union:

  • Competitive return on your savings
  • Easy access to your money once it is not used as security against a loan
  • No hidden charges or fees on any transactions
  • Life savings insurance for eligible members
  • CU Cash (ATM) Card
  • Online Account Access available

When you save with your Credit Union you are also building a history with the Credit Union which will be taken into account in the future should you wish to apply for a loan.

The money you save with the Credit Union is used by the Credit Union to fund the loans it makes to members. By saving with the Credit Union you are indirectly helping your neighbours and the community to develop.

Instead of paying a fixed interest rate on your savings balance, Naas Credit Union pays a Dividend. The Dividend is how members share in the “profits” of the Credit Union and is unique to our sector. The dividend on your shares is calculated on the lowest share balance held in each members share account each month.