Benefits

What are the benefits of borrowing from Naas Credit Union?

• Interest is charged on the reducing balance of the loan, that way you pay less interest as the loan decreases.
• No “Hidden Costs” There are no documentation, completion or other arrangement fees.
• No penalties for early loan repayment.
• Free Loan Protection Insurance –your loan is paid off in the event of your death or permanent disability (Terms and conditions apply).
• We can support flexible repayment options, additional repayments can be made at any time to your loan without penalty.
• We are not affected by the European Central Bank rate, so unlike many other institutions, there is no need to worry about the ECB interest rate increases with the Credit Union.
• Competitive Repayment Protection Insurance product is available.
• Top up loans are available.

You can borrow any amount for and purpose. To apply, you can call into the Credit Union offices or download a loan application form and send the completed application form into us.